Preheat oven to 375 degrees. Season beef to taste with salt and pepper. Mix beef (or veggie crumble), stuffing mix, egg, garlic powder, 1/4 cup of bbq sauce, and water in a large bowl.
Spray muffin tin with non-stick cooking spray. Divide mixture into 12 muffin tin cups and use your finger to make an indentation in each muffin.
Fill the indents evenly with the remaining 1/4 cup of bbq sauce.
Bake for about 25-30 minutes (or for vegetarian version, 20 minutes.) Top each evenly with shredded cheese and bake for 5 more minutes.
Let cool for 5 minutes. This step is for those who are doing the optional mashed potato topping. I used a ziplock bag with a cut off tip to "frost" the meatloaves. Simply fill bag with mashed potatoes, cut off corner of the bag and frost